Who We Are

Our story began in 1994 with the opening of a Check `n Go loan store in Covington, Kentucky. On the very first day, customers in the neighborhood lined up to apply for loans that would help them pay a bill or cover some other unplanned expense.

More store openings followed, and from there, the company grew by leaps and bounds. Today, our products are offered online and at nearly 300+ Check `n Go and Allied Cash Advance retail stores in the U.S. In addition, our brand SmartPay offers alternative payment solutions to customers both online and in stores across the country.

CNG Holdings, Inc., is a privately held financial services company and a wholly owned subsidiary of CNG Financial Corporation. Through our brands and affiliates, we work to offer loans and other innovative financial products that make a real difference in the lives of our customers. Some examples of these include installment loans, check cashing, leasing, and other ancillary products and services. Incorporated in 2006, we conduct business in the U.S. under the brand names Check `n Go, Allied Cash Advance, and SmartPay.

What We Do

CNG Holdings, Inc., serves consumers by providing financial solutions that fill a need and deliver value.

OUR Mission

is to help and to educate our customers, while building and nurturing long-term relationships. We strive to make a difference in our customers’ lives and the communities we serve.

OUR Vision

is to deliver innovative financial solutions that better fulfill our customer’s unique financial needs so that they can build a better future for themselves and their families.